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Temecula Reverse Mortgages

Reverse Mortgage Company in Temecula, California

Meet Richelle Wiens

Richelle Wiens Reverse Mortgages

Richelle Wiens

Reverse Mortgage Specialist

NMLS #2759854


(619) 368-1927

 

 

Temecula, California Reverse Mortgage Broker

Richelle Wiens and MyHomeEquityLender are one of the most highly recommended teams to consult about a reverse mortgage in Temecula, from Perris to Rainbow and throughout Riverside County.

Richelle has more than 25 years of experience in real estate, new home sales and mortgage lending.

She founded MyHomeEquityLender with one goal – to help homeowners better understand their home equity and the possibilities it creates.

As a real estate broker and licensed mortgage professional, Richelle believes education is key and that it should always come before application.

Temecula, California
Caption: Temecula, California. Credit: Flickr.

She has a rare ability to analyze complex financial concepts and explain them in plain, simple language to assist her clients into making difficult decisions with confidence.

Hence, her approach is simple – provide clear information, answer the tough questions and give homeowners the confidence to make the decisions that are in the best interests of themselves and their families.

Richelle has helped hundreds of families do this over more than two decades.

She is not just a reverse mortgage expert but a professional you can trust to guide you as you make one of life’s biggest transitions.

What is a reverse mortgage?

Reverse mortgages are gaining traction as one of the most positive, life-changing levers to pull for retirees who own their home but are struggling with the rising cost of living.

It’s an all too familiar scenario.

Folks work hard their entire lives, pay off all or a significant proportion of their family home, only to find money hard to come by in retirement.

Many have been forced to sell their homes simply to free up vital funds – until now!

A reverse mortgage solves that unsavory dilemma by reversing the flow of money from the bank back to you – all while you remain in your home.

It is available to homeowners who have reached 62 years of age and gives approved applicants the chance to age in place with their financial worries gone.

It puts smiles back on the faces of seniors, allowing them to enjoy their retirement not only with freedom but with a little luxury.
Think vacations, fancy restaurants, splashing out on the grandkids – it can all be theirs.
They can access funds in several different ways including a lump sum payment, monthly installments, a line of credit or a combination of all three.

As long as the terms of the loan are met, there is no need to repay it until either the homeowner sells the residence or the last surviving borrower passes away.

Temecula home prices have remained very strong, holding most of their value despite a recent easing in many sectors of the housing market.

They have risen a phenomenal 57.5% over the last seven years*, climbing to an average of $756,787 (https://www.zillow.com/home-values/7386/temecula-ca/).

There are 1,712 people within a 10-mile radius of Temecula who are already taking advantage of a reverse mortgage with 88 of them having signed up in the last 12 months*.

About Temecula, California

Temecula is the Spanish spelling Temecunga or Teméékunga used by the Pechanga Band of Luiseño Indians’ and meaning ‘sun place’.

The city was founded in 1859 with the establishment of the first post office in inland southern California.

Local residents voted to retain the Temecula name in 1989 when the city was incorporated, preferring it to Rancho California, Rancho Temecula and Temecula Valley.

It is one of the few California cities to have kept its original Native American name.

Cattle and agriculture were the chief industries of the region as recently as the 1960s and the population still stood at only 1,783 as of 1980.

But rapid growth began during the 1980s as families began to relocate from San Diego, Los Angeles and Orange County, attracted by the wine country and affordable housing.

By 1990, the population rose to 27,099, a growth of 1419%.

By 2010, it had surpassed 100,000 and is now estimated at around 115,000.

Nearly 50 wineries are scattered across the Temecula Valley Wine Country, many with tasting rooms.

The Temecula Valley Balloon & Wine Festival is held annually, promoting the region.

Other local festivals include the Temecula Rod Run, the Pechanga Wine Festival & Chocolate Decadence, Pechanga Sushi & Sake Festival and the Pechanga Taco & Tequila Festival.

The Pechanga Resort Casino was opened by the Pechanga Band of Luiseño Indians in 2002, employing 5,000 people to become the area’s largest employer.

They still manage the Casino to this day.

Pop star Olivia Rodrigo was born in nearby Murietta in 2003.

Contact your Temecula reverse mortgage lender today.

Richelle and her team at MyHomeEquityLender would love to hear from anyone who thinks a reverse mortgage might assist them in retirement.

Call Richelle today at (619) 368-1927 for a no obligation assessment of your position.

*As of October 2026

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Reverse Mortgage Lender Near You in Temecula, California